You’re in luck!
Here are 3 tips to help you win with money:
Don’t let ads TRICK you.
Ads are everywhere these days…. phone apps… online… you name it, they’re there. In 2015, Google made a whopping $19.1 billion in ad revenue. The sole purpose of these ads is to get you to buy stuff. And Ad agencies will use every trick in the book to get you to the cash register. So, don’t buy into the lies. Learn how to keep your money in your pocket.
If you’re not on the same page with your spouse, you’re in BIG trouble.
Seriously, disagreeing about money is one of the biggest issues that can derail your marriage AND your finances. Here’s the deal: When you’re fighting about money, you’re not really fighting about money. There’s usually something going on that needs to be addressed. Fear, trust, and control (among other issues) can color how you relate to each other. Some people won’t agree with your money decisions. But you and your spouse/partner need to be on the same financial page. Remember, debt is “normal” but will leave you broke. And keeping up with the Joneses is a competition you’ll never win. Work it out together.
Your calendar can keep you OUT of trouble.
If you want to take a vacation, that’s great! Just plan for it. And that doesn’t mean you have to break the bank to enjoy your time off either. You really don’t need to go into debt to have fun. The same applies to events like Christmas and birthdays and anniversaries. The memories with the most value come from experiences with people, not stuff you buy. True “unexpected” events or occasions can wreck your budget. But the truth is, we can plan ahead for most of those events way before the time. We just chose not to. Here’s the thing, planning for these events can keep you on track with your money. So sit with your calendar often and write down events and expenses you know are coming up…. birthdays, insurance premiums (car, life, health, etc.), anniversaries, graduations, weddings. If you don’t know the exact date, just jot down a note and add it to your budget at the beginning of the month.
Winning with money doesn’t take a finance degree from Harvard.
It takes focus and hard work.
It takes listening to smart people who can help you learn how to budget, get out of debt, and plan for the future.
And it means taking responsibility for your money.
Your success with money is in your hands.
You get to decide what your financial future holds.
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Until next time…..
Agree or disagree? I love your comments! So please let me know your thoughts in the comment section below.
I look forward to hearing from you!!!
Althea
Helping God’s people realize and achieve their true financial potential, become debt-free, build wealth and give generously!!
PS. Financially, most of us know what to do; we just have trouble doing it. That’s where a coach can help. CONTACT ME for a FREE 15-minute consult.
