Saving for the future isn’t easy, especially when you’re dealing with debt, living paycheck to paycheck, and everything else life throws your way.
Add these to your attempts to save money and life can feel overwhelming.
I get it! I’ve been there.
Sometimes saving a dime seems nearly impossible.
Even so, you can still make changes now that will affect your future for the better.
Regardless of your situation, it is possible to make saving a priority!
But……
It will take a lot of intentional choices and getting your goals and priorities in the right place.
And..….
You will need a budget. Trying to save won’t do you much good without a budget.
Good intention is not enough.
If you’re not telling your money where to go each month, then you’re going to be left wondering where it all went.
Next……
Cut back on spending. Here’s a link to a list of changes you can make to cut your spending.
When you free up money because you cut back on things like restaurants or gadgets, put it into a savings fund. Little things can really add up, and once you start saying no to a couple of things, you’ll be surprised at how much easier it gets.
Then…..
Make saving a challenge.
Start small and increase the amount you save by $1 every week. If you start with $10 week one and increase by $1 weekly, at the end of year one you’ll have over $1200 saved!
Every week is an opportunity to be creative and add something extra to your savings account.
It’s not always easy to save money. But saving for the future today means you’re that much closer to reaching your money goals tomorrow.
We all know we need to save for the future, but most people don’t save as they should.
Why is that?
Because it requires you to make sacrifices and stay focus and motivated along the way!
But the momentary sacrifices like living on less will be nothing compared to the thrill of watching your emergency fund grow or kicking your retirement up a few notches.
Your ability to save for the future is only limited by your determination.
So…..
Believe in yourself, stick to the budget, and don’t listen to that negative voice in your head.
You’ve got this!
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Until next time…..
Agree or disagree? I love your comments! So please let me know your thoughts in the comment section below.
I look forward to hearing from you!!!
Althea
Helping God’s people realize and achieve their true financial potential, become debt-free, build wealth and give generously!!
PS. Financially, most of us know what to do; we just have trouble doing it. That’s where a coach can help. CONTACT ME for a FREE 15-minute consult.
